The word “insulated” has become synonymous with a heat-resistant coat.

But if you are buying new or remodeling your home, you need to be aware that insulating your home from the elements will cost you money and increase the risk of mold and disease.

It’s no wonder many homeowners have trouble finding insulating materials.

A study by the National Association of Home Builders found that more than 80 percent of people who bought new homes didn’t know that insulation was a requirement for a roof.

The NHAB report said that insulations cost homeowners more than $1,500 in the first year of home ownership, but the cost goes up to $2,000 over time.

Insulation is often touted as a good thing, but there are a number of reasons why you should think twice before you purchase an insulating coat.

“There are some products that are going to be better at reducing the impact of mold, and other products that may be better in terms of maintaining the roof, but not reducing the cost of insulating,” said David Pritchard, a certified professional roofing contractor in Virginia who has been certified by the NHA for 15 years.

He explained that insulators can help to reduce the risk that your roof might crack, which can lead to damage to the building.

The materials that are used to insulate are also generally less expensive than other insulating products.

Pritchard said that for homes with a 2,500 square foot or more floor area, a roof insulator might cost $400-$500 per month.

If a home has more than 4,000 square feet, the price could go up to up to a whopping $2.5,000 a month.

There are a few reasons why insulating might not be a good idea.

In the past, insulation was a necessity in a number more climates than it is now.

The Cold War brought about the advent of air conditioning, which was used to cool homes.

But the temperature of the home had to be kept below freezing to keep the air circulating, and this meant that it was also necessary to insulator the home.

If the temperature inside the home rises above freezing, the temperature outside would rise, which would cause the building to become more prone to mold and mildew.

Some insulating methods are more effective at preventing mold growth in homes, but it is important to remember that even if you have a home that is rated for 100 percent insulating, mold may still be a problem, Pritchards report found.

You also may not be able to find the insulating material you need at the best price, he said.

If you have to buy insulation, the cost may be prohibitive.

“The cheaper the insulator, the higher the price you are paying, and if you can’t find the material, you will be paying more to insul the house,” he said, noting that a few insulating options have been discontinued due to mold problems.

Even if you do find the materials you need, you can still be exposed to a number different types of diseases and illnesses, said Pritcher.

For example, in 2018, the U.S. Centers for Disease Control and Prevention reported that people who lived in homes with roofs rated for 90 percent insulation were five times more likely to develop a cold or flu-like illness than those rated for 50 percent insulation.

The CDC also found that people with low income were four times more often at risk for developing cold or influenza-like symptoms.

If you are considering buying an insulation coat, you should take into consideration the types of mold that may develop and the likelihood that you will have mold.

“There are no safe insulating levels,” Pritchers report.

To reduce your risk of getting a moldy or moldy home, Pritzker recommends reading up on the risks of mold in your neighborhood.